Disclaimer

Last Updated: September 2026

The information provided on the MSD Consultant website is intended for general informational and educational purposes only.

Although we make reasonable efforts to provide useful and accurate information, visa and immigration rules, policies, fees, eligibility requirements, processing procedures, and government programs may change at any time.

Users should always verify important information with the relevant official government or immigration authority before making an application or financial decision.

1. General Information

The content published on this website is not intended to be a substitute for official government information, professional legal advice, or an official immigration decision.

Information provided through our website may include general explanations, guides, articles, FAQs, calculators, assessment tools, and other educational resources.

The applicability of immigration rules depends on each individual's circumstances.

2. No Guarantee of Visa Approval

MSD Consultant does not guarantee the approval of any visa, immigration application, work permit, study permit, residency application, or other immigration application.

All immigration and visa decisions are made by the relevant government authority.

Previous successful applications, examples, assessments, or consultations do not guarantee a similar result for another applicant.

3. Visa Assessment Disclaimer

The Visa Assessment available on our website is designed to provide a preliminary indication based on information entered by the user.

Assessment results are not official government assessments and should not be interpreted as:

• A visa approval

• An official eligibility determination

• A government assessment

• A legal opinion

• A guarantee of immigration success

Users should obtain appropriate professional guidance and verify applicable requirements before submitting an immigration application.

4. Visa Fee and Expense Calculator Disclaimer

Any visa fee or expense calculator provided on the website is intended for general estimation purposes only.

Government application fees, immigration charges, exchange rates, biometric fees, medical costs, service charges, and other expenses may change.

Calculated amounts may therefore differ from the actual amount payable at the time of application.

Users should confirm current fees with the relevant official government authority before making payments.

5. Processing Times

Any processing times mentioned on this website are general estimates or informational references.

Actual processing times can vary depending on the visa category, application circumstances, country of application, document verification, government workload, security checks, and other factors.

MSD Consultant cannot guarantee a particular processing time.

6. Government Decisions

MSD Consultant is an independent consultancy and is not a government department, embassy, high commission, immigration authority, or government agency.

Final decisions regarding visa and immigration applications are made solely by the relevant government authority.

7. Accuracy and Updates

We make reasonable efforts to keep website information useful and accurate.

However, immigration policies and procedures can change without notice.

MSD Consultant does not guarantee that every page, article, fee, processing time, eligibility requirement, or other information will always be complete, current, or applicable to every individual.

Where appropriate, users should confirm information through official government sources.

8. Third-Party Websites

Our website may contain links to external websites, including official government websites, educational institutions, appointment services, social media platforms, and other third-party resources.

These websites operate independently of MSD Consultant.

We are not responsible for the accuracy, availability, security, privacy practices, or content of external websites.

Users should review the relevant terms and privacy policies of third-party websites before using them.

9. Consultations

Information provided during a consultation is based on the information supplied by the client and the circumstances known at the time of the consultation.

Clients are responsible for providing complete and accurate information.

A consultation is intended to provide guidance based on the circumstances discussed and does not guarantee a particular immigration outcome.

10. No Legal Advice

Unless specifically stated otherwise, information provided through the MSD Consultant website should not be interpreted as legal advice.

Immigration laws and regulations can be complex and may vary according to individual circumstances.

Where legal advice is required, users should consult an appropriately qualified legal professional.

11. User Responsibility

Users are responsible for reviewing their own circumstances, providing accurate information, checking applicable requirements, and making informed decisions regarding visa and immigration applications.

MSD Consultant recommends checking important requirements with the relevant official authority before submitting applications or making significant financial commitments.

12. Website Availability

We aim to keep the website operational and information accessible, but we cannot guarantee uninterrupted availability or that the website will always be free from technical errors.

Website content and features may occasionally be changed, updated, suspended, or removed.

13. Advertising and Third-Party Content

If advertisements are displayed on the website, advertisements may be provided by third-party advertising services such as Google AdSense.

Advertisements are separate from MSD Consultant's editorial content and services.

The appearance of an advertisement does not necessarily mean that MSD Consultant endorses or guarantees the advertised product or service.

14. Changes to This Disclaimer

MSD Consultant may update this Disclaimer from time to time to reflect changes to our services, website features, immigration information, advertising technologies, or applicable requirements.

The Last Updated date at the top of this page will be updated when changes are made.

15. Contact Us

If you have questions regarding this Disclaimer, please contact:

MSD Consultant

Email: info@msdconsultant.com

Website: www.msdconsultant.com